*Practice Management Group and Milestone programs and support are typically available for Wells Fargo Practice Finance division clients only with the minimum financing amount of $300,000. An Employee Benefits Security Administration investigation into Wells Fargo, Wells Fargo Bank, and the plan's trustee GreatBanc Trust Co. found that the fund allegedly overpaid for company stock purchased for . Wells Fargo home loan customers who lost their homes may be able to benefit from an $18.5 million settlement that, if approved by the court, will end a class action lawsuit alleging bank errors led to mortgage holders losing their homes to foreclosure. In fact, during the last decade, U.S.-based class action settlements returned an incredible sum of $50 billion back to shareholders. EQ Shareowner Services P.O. TAIWAN, REPUBLIC OF CHINA. You'd have a tough time organizing 5,300 people into a conspiracy, which makes me think that this was less a conspiracy and more a spontaneous revolt.". Quickly get directions to the bank location on this page (44 Chung Shan North Road, Section 2, 17f, 11f/A in New Taipei City, Taiwan) Get mobile directions from current location: Pursuant to the Order, the Respondent paid a $500 million civil money penalty to the Commission. This landmark legislation, also referred to as the Public Company Accounting Reform and Investor Protection Act, empowers the U.S. Securities and Exchange Commission with the ability to create a Fair Fund a provision that allows the distribution of a companys wrongful profits (disgorgements), penalties, and fines back to defrauded investors. Wells Fargo common stock is traded on the New York Stock Exchange. New Taipei City, Taiwan, 10448. endstream endobj startxref Labor Secretary Marty Walsh in a statement said the DOL will act when it finds retirement assets are misused at the expense of benefit plans. If you were harmed by Wells Fargo practices but have not received compensation, here's the next step to take. endstream endobj 36 0 obj <> endobj 37 0 obj <> endobj 38 0 obj <>stream 1 0 obj Dividend Equalization Preferred Shares (DEPs) are not listed on a stock exchange. Deposit products offered by Wells Fargo Bank, N.A. % you lost $2.25 per share ($2.25Xshares=total $ you lost) depending on tableA&B timeframe. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. <> For all other GAP or Auto loan questions. Sept. 10 (UPI) -- Wells Fargo Bank has been fined $250 million by U.S. regulators for not holding up its end of an agreement three years ago to pay back customers for excessive and inappropriate . They will provide you with the information you need to receive compensation for your trouble. 1 star equals Poor. , How much are the Wells Fargo settlement checks? From T. Rowe Price Investment Services, Inc. New SEC Custody Rule Would Scare Away Qualified Custodians: Lawyer, Why Secure 2.0s RMD Delay Matters Even More Than Many Think, Long COVID Correlates With High Mortality: Health Insurer, Antitrust Suit Challenging Schwab-TD Ameritrade Deal Can Proceed, Judge Rules, DOL Orders Wells Fargo to Pay $22M Over Whistleblower Retaliation, Wells Fargo's New LifeSync Platform to Push Clients Toward Big Goals, Step by Step, Wells Fargo Discloses Probes as Scrutiny of Messaging App Use Widens, Wells Fargo Advisors Cuts Divisions to 4 From 7, Ex-LPL, Wells Fargo Rep Pleads Guilty to Stealing $600K From Clients. ?&. Wells Fargo & Co. (NYSE: WFC) has agreed to pay $3 billion in a settlement reached with the U.S. Department of Justice and the U.S. Securities and . Its very nice to be able to tell our client, You can shred that Proof of Claim form because CCC has it taken care of., Your client reporting portal and customer service is the reason we chose Chicago Clearing. We do not guarantee the accuracy, completeness, or timeliness of information on or available through this site, and we are not responsible for inaccuracies or omissions in that information or for actions taken in reliance on that information. Member FDIC. Please contact your broker regarding the market value of your Wells Fargo DEP Shares. The Fair Fund is part of the $3 billion settlement. Distribution Payments will be sent over a two week period. Best Homeowners Insurance for New Construction, How to Get Discounts on Homeowners Insurance. Dana has been writing about personal finance for more than 20 years, specializing in loans, debt management, investments, and business. Get alerted any time new stories match your search criteria. Wells Fargo also agreed to pay a $1.7 billion civil penalty, which marks the largest fine ever doled out by the Consumer Financial Protection Bureau. Loans For Bad Credit Online, Is Wells Fargo class action settlement taxable? In 2017, the Bank added 94 new domestic funds, 131 new offshore funds, 10 foreign bonds and 28 overseas ETF to the product portfolio. Wells Fargo also agreed to pay a nearly $13.2 million penalty. *1X(DBD .x.h j |Uy].LZ&AUDq\2ZKP`\fd1sL*dDc.JU$fPf~)lc.MAy *hoL\OB,mK When using Bill Pay, you can set up to receive eBills for payees offering electronic billing. Branch Address: WELLS FARGO BANK, N.A. Matthew Kane. Each individual fund will have "Wells Fargo" removed from How Much Does Home Ownership Really Cost? 2 stars equals Fair. (Prior to the creation of a Fair Fund in Sarbanes-Oxley, civil penalties against publicly traded companies recovered by the SEC were disbursed to the U.S. Treasury, as the governing body lacked distribution rights of these funds back to harmed investors.). Yes, as part of Wells Fargo Direct, participants can reinvest all or some of their cash dividends in Wells Fargo common stock. Historically Wells Fargo has paid its dividends on the first business day of March, June, September, and December. ), Labor Departments Stock Plan Enforcement Dinged as Unreasonable, Labor Departments Hawaii Stock Plan Challenge Fails After Trial, Labor Department Advances Suit Against Maine Oxy Stock Trustee, DOL says company caused plan to overpay for stock, Wells Fargo strongly disagrees with allegations. b. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. On Dec. 8, 2021, a $95.7 million class action settlement between Wells Fargo Bank NA and thousands of its California-based . 73 0 obj <>stream Download Acrobat Reader. Not all direct deposits are eligible for Early Pay Day. Remedial actions taken by company since 2016 Before, it was horrible. wells fargo fair fund payout calculator (2023) Wells Fargo Cards; By Credit Score. The Fair Fund is part of the $3 billion settlement. Typically when parties announce the resolution of a securities class action, the settlement materials are posted to the court docket promptly, often within a month. Pursuant to the Order, the Respondent paid a $500 million civil money penalty to the Commission. If you bought at inflated price and sold at inflated price at earliest timeframeyou have no loss. Wells Fargo has agreed to the establishment of a $500 million Fair Fund for the benefit of investors who were harmed by the conduct covered in the agreement. The Commission also established a Fair Fund (the "Fair Fund"), pursuant to Section 308(a) of the Sarbanes-Oxley Act of 2002, so the penalty can be distributed . The action you just performed triggered the security solution. f06 HAaUSPhUNA{$n+3+AIIXpe!DC?Pfd yaD1. It is a common understanding that investors, through the class action litigation process, can attempt to offset losses from allegations of fraud against publicly traded companies. Under the Settlement, Wells Fargo has agreed to pay $32.5 million dollars into a Qualified Settlement Fund. Investor Relations Call 1-415-371-2921 Email investorrelations@wellsfargo.com, EQ Shareowner Services Call 1-877-840-0492 Visit Shareowner Services. The Labor Department has identified ESOPs as a top national enforcement priority, as senior officials have expressed concerns that some companies may be abusing the system by forcing plans to overpay for stock. Couple weeks later I got a class action settlement notification regarding the same thing. CAR-0123-02152. 0 Our ratings are based on a 5 star scale. . Company and Wells Fargo Bank, N.A. More often than not, the SECs Fair Fund is based upon allegations against a company where a class action settlement has already occurred. The Wells Fargo "fake accounts" scandal will soon be over at least in terms of payouts to damaged shareholders. Please contact our Auto Customer Service Team at 1-800-289-8004. With regard to distributions upon liquidation or dissolution, the Wells Fargo DEP Shares will rank junior to any other class or series of Wells Fargo preferred stock issued in exchange for preferred stock established by the Wachovia board of directors after September 1, 2001, and each class or series of preferred stock established by the Wells Fargo board of directors following the issuance of the Wells Fargo DEP Shares, and will rank senior to the common stock for the $10.00 liquidation preference described below. For example, some have moved and left no forwarding address, while others have changed their contact information, or simply switched banks. They created over 1.5 million checking accounts and 500,000 credit card accounts without any customer's authorization. Best Mortgage Lenders for First-Time Homebuyers. Those Who Purchased or Acquired Wells Fargo Common Stock, Traded on the New York Stock Exchange Under . The Wells Fargo DEP Shares will not be convertible or exchangeable. As part of this transition, all mutual funds within the Wells Fargo Funds family will be rebranded as Allspring Funds. Add filter Clear Filters. The allegations center on Wells Fargos use of an employee stock ownership plan, or ESOP, that allows companies to finance debt while giving its workers a direct stake in corporate performance through tax-advantaged savings. E&(UKFiPv%qdt.ytt}[. It will also pay a penalty of nearly $13.2 million. What Types of Homeowners Insurance Policies Are Available? Though the Company disagrees with the DOLs allegations and has not conducted these transactions since 2018, Wells Fargo believes resolving this legacy matter is in the best interest of the Company., Wells Fargo said in its statement that all 401(k) Plan participants received all matching and profit-sharing contributions due to them. In pairing Orwellian language with onerous work conditions, the sales people/bankers were required to meet a daily quota of "solutions," such as pushing new credit cards and mortgages to customers that did not want or need them. 1. Late Friday afternoon, the Securities and Exchange Commission issued a press release announcing a $500 million Fair Fund as part of an overall $3 billion settlement with the SEC and the Department of Justice. Please read Legal Disclaimers before using or relying on information on or available through this site. Your IP: TAIWAN, REPUBLIC OF CHINA is a banking office of Wells Fargo Bank, National Association. , Did Wells Fargo send out settlement checks? Matt Murray and their technical team ensured our data transmission was seamless and secure. This Gross Fund Value includes the $25,696,122.35 that Wells Fargo has already paid . , How do I check the status of my Wells Fargo claim? Thus, to be eligible for the 10% step-up in tax basis, the taxpayer needed to invest by December 31, 2021 . Listen to free podcasts to get the info you need to solve business challenges! Labor Secretary Marty Walsh said Labors investigation found those responsible for Wells Fargos 401(k) plan paid more than fair market value for employer stock and, by doing so, betrayed the trust of the plans current and future retirees.. There's no monthly service fee to use Bill Pay. Our picks of the best online savings accounts can earn you 13x the national average savings account rate. Deposit products offered by Wells Fargo Bank, N.A. 3-19704 (Feb. 21, 2020) Wells argo Fair Fund WELLS FARGO FAIR FUND CLAIM FORM l. GENERAL INSTRUCTIONS A. Wells Fargo had fully accrued for the amount of this settlement as of December 31, 2019. First, contact Wells Fargo at 1 (800) 869-3557. Wells Fargo and GreatBanc caused the plan to pay more for stock than it would be worth when deposited in participants accounts. The Sept. 9 settlement covers about 212,000 to 213,000 loans serviced by San Francisco-based Wells Fargo and put into forbearance without informed consent from March 1, 2020 to Dec. 31, 2021. Box 1369. We'd be happy to help you file a claim. If that's not the case, CFPB has the authority to enforce federal protections on your behalf. - TAIPEI. Plaintiffs in the class action lawsuit alleged Morgan Stanley breached its fiduciary duties and violated the federal ERISA by offering and retaining certain funds as investment options.. Those funds the "Challenged Funds" are: This allows investors to participate twice potentially recovering added funds from the same set of securities violations. And so Wells Fargo's sales-people got creative. Box 2009 Chanhassen, MN 55317-2009. by Dana George | In December, the bank was ordered by the Consumer Financial Protection Bureau (CFPB) to pay a total of $3.7 billion for mismanagement of auto loans, mortgage loans, and deposit accounts. Under an original settlement with regulators in September, Wells Fargo repaid $3.26 million in fees to wronged customers. The Commission also created a Fair Fund, pursuant to Section 308(a) of the Sarbanes-Oxley Act of 2002, so the penalty paid by Wells Fargo can be distributed to harmed investors (the "Fair Fund"). The Federal Reserve Bank of Cleveland found in a 2019 study that banks' so-called noninterest income jumped by 25% from 2005 to 2018. Name Description Location Category Tag Starting from. "This looks more like a vast uprising of low-paid and ill-treated Wells Fargo employees against their bosses Five thousand three hundred employees! They provide the following services: Full Service Office Location and are located at 44 Chung Shan North Road, Section 2, 17f, 11f/A in New Taipei City, Taiwan To contact the reporters on this story: Austin R. Ramsey in Washington at aramsey@bloombergindustry.com; Bloomberg Law Automation at automation@bloombergindustry.com, To contact the editors responsible for this story: Kiera Geraghty at kgeraghty@bloombergindustry.com; Martha Mueller Neff at mmuellerneff@bloomberglaw.com. - TAIPEI. This week the U.S. Securities & Exchange Commission issued its Proposed Plan of Distribution related to the $500 million "Fair Fund" settlement originally agreed to on February 21, 2020. You can reach us by phone at (855) 411-2372, 8 a.m. to 8 p.m. HA+mXNDu,;Zp9Hh+FXtZoLLyy{ KE!g2"F,GgCZ,? 2023 | Institutional Shareholder Services and/or its affiliates, 10 Lessons From 10 Years of Helping Investors to Tackle Climate Change, Financial Adviser Highlights: 2021 Q1 Report, Institutional Shareholder Services Announces Acquisition of Genesys Research, ISS ESG Provides EU Taxonomy Data Under Eurosystem Central Banks Framework Agreement, Widespread Unlawful Sales Practices (Fake Accounts Scandal), False & Misleading Statements (Promising Improbable High Interest Rates), Operation Car Wash (Kickbacks to Executives & Politicians), False Statements by Elon Musk (Via Twitter Taking Tesla Private), Material Misstatements & Omissions (Related to two Mergers), Conducting Sales through Unregistered Distributions. Customers'securities transactionsare recorded on a settlement date basis with related commission In fact, SEC Fair Fund settlements can often be significant and are frequently managed just like a traditional class action meaning investors must submit a claim form prior to a specified date in order to receive a recovery. Not interested in the finer details of this Wells Fargo Bank, National Association's branch location - you can find the nearest Wells Fargo Bank, National Association atm or branch to your current location, by using the appropriate buton below: Quickly get directions to the bank location on this page (44 Chung Shan North Road, Section 2, 17f, 11f/A in New Taipei City, Taiwan), 614413-WELLS FARGO BANK, N.A. Wells Fargo has agreed to pay $3.8 million to resolve claims that they violated the Fair Credit Reporting Act with employee background checks. Attorneys for Wells Fargo customers who sued over certain auto loan fees will receive an award of $23.1 million for their role in securing a nearly $500 million class settlement after a California . PDF filemiddle east abu dhabi 5 banYan tree unGasan bali bali inDonesia 170 23 5 5 FuramaxclusiVe Villas & spa ubuD bali inDonesia 174 56 5 - DOKUMEN.TIPS, Financial Resources Guide for Cancer Patients. What is my cost basis for Wachovia stock that converted to Wells Fargo? The bank agreed to put $131.8 million into a trust for current and former plan participants. View Wells Fargo historical quotes, dividends, and splits. The bank was ordered to pay a total of $3.7 billion in penalties, more than $2 billion of which is to go to customers impacted by the bank errors. The Plan to Double the Number of UK Women Fund Managers in Just 3 Years. By Austin R. Ramsey and Bloomberg Law Automation. Wells Fargo issued DEP shares in the merger to former holders of Wachovia DEPs. August 16, 2021 . The last transaction in 2018 was under prior leadership, and no ESOP transactions have taken place since then. Checking vs. Savings Account: Which Should You Pick? New financial accounts are not like, say, groceries. , Is there a class action suit against Wells Fargo? You have questions related to a GAP refund notice or check you received from Wells Fargo. The SEC has placed $21.5 million Longfin's fair fund and investors must prove their eligibility to collect payment by December 14, 2020. All rights reserved. CFPB estimates that these practices impacted more than 16 million Wells Fargo customers. The investigation revealed the transaction was designed to cause the 401(k) plan to pay more for each share of stock than plan participants would ever receive, EBSA said. Dealing with the CCC staff has been a very positive thing., We were spending countless hours on class action claims before we signed on with CCC in January. In the event of liquidation, holders of Wells Fargo DEP Shares will be entitled to receive, before any distribution is made to the holders of common stock or any other junior stock, but after any distribution to any other class or series of Wells Fargo preferred stock issued in exchange for preferred stock established by the Wachovia board of directors after September 1, 2001, an amount equal to $10.00 per Wells Fargo DEP Share. AND you believe you may be eligible for a GAP refund. - TAIPEI. JP Morgan, Wells Fargo, and Bank of America deny any wrongdoing but agreed to settle the claims against them in an out-of-network ATM fees class action settlement. Many people are missing out on guaranteed returns as their money languishes in a big bank savings account earning next to no interest. In the Order, the Commission established a fair fund, pursuant to Section 4 0 obj The Wells Fargo DEP Shares will be redeemable, in whole or in part, at Wells Fargo's option after December 31, 2021, for an amount equal to $10.00 per Wells Fargo DEP Share (or $0.01 per one one-thousandth of a Wells Fargo DEP Share, which is equivalent to the redemption price for the Wachovia DEP Shares). TAIWAN, REPUBLIC OF CHINA - Wells Fargo Bank, National Association. 4 stars equals Excellent. If I'm on Disability, Can I Still Get a Loan? In July 2017, Wells Fargo agreed to pay $142 million to its customers in a settlement over the 3.5 million potentially fake accounts the bank admitted to opening without their permission. Member FDIC. The Labor Department on Monday said it has reached a settlement with Wells Fargo and Company, Wells Fargo Bank and GreatBanc Trust Company a plan trustee that recovers more than $131.8 million for the retirement plans participants after a department investigation found that, from 2013 through 2018, the fundoverpaid for company stock purchased for the plan. Learn More. Once an agreement was reached with the CFPB, Wells Fargo did not waste any time contacting as many of the 16 million customers as it could locate. Copyright 2018 - 2023 The Ascent. As Levine put it, "This looks more like a vast uprising of low-paid and ill-treated Wells Fargo employees against their bossesFive thousand three hundred employees! Enroll online or call 1-877-840-0492 to be mailed an enrollment kit including a plan prospectus. The majority of Wells Fargo customers impacted have already been reached by the bank and received payment. There were also surprise overdraft fees that left customers confused and frustrated. A federal judge on Monday approved $23.1 million in attorney fees in a class action over Wells Fargo's auto insurance gap coverage program, a final step in a settlement that's changing how the . When was Wells Fargo Advantage Funds - Allspring Income Opportunities Fund's most recent ex-dividend date? Let them know more about your situation, including why you've been difficult to locate. In the Order, the Commission established a Fair Fund pursuant to Section 308(a) of the Sarbanes-Oxley Act of 2002 so the civil penalties paid by the Respondent can be distributed to harmed . 2022 Chicago Clearing Corporation. Specifically designed for the plan, the stock converted to a set value of $1,000 in Wells Fargo common stock when allocated to participants, Labor explained. . All information is provided as-is. Data is updated periodically from the FDIC's databases. This additional mechanism comes from Section 308(a) of the Sarbanes-Oxley Act of 2002. 5 stars equals Best. Maybe about a year ago I received a Next Day Air certified mail letter from Wells Fargo asking me to contact them (but I never did) regarding a possible over payment of insurance. Feb 21, 2020. It will also pay a penalty of nearly $13.2 million. OR. Those with a Wells Fargo loan may be able to benefit from the settlement if, between 2010 and . Wells Fargo reached an agreement with the Consumer Financial Protection Bureau to pay $2 billion to customers harmed by bank practices. 'q3XufJ*B&m-+:dz/N =u =!_ %'#F>K)yRka&eU ./7"~AlkV\kZi.LNRej+,` e@UMRy.K}r Wells Fargo caused its 401(k) plan to pay between $1,033 and $1,090 per share for stock, but designed the stock to convert to a set value of $1,000 when it was allocated to participants, the DOL said Monday. Claim Filing Deadline . The Class includes any merchant in the United States who contracted to receive payment processing services from Wells Fargo Merchant Services and, between Aug. 4, 2011, and Feb. 8, 2021, processed sales through a fixed pricing plan, paid a . Email: info@WellsFargoFairFund.com. stream We found everyone at CCC to be professional, courteous, and accommodating., Signing with CCC has made a huge difference. hbbd```b`` qdie@$40,f`d0[lZ*_"a 4"%@3]VH5? W If you were a Wells Fargo customer who was harmed by its practices but have yet to receive payment, your next step is easy. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. endobj All rights reserved. 333-234425 and 333-234425 -01 This pricing supplement, which is not complete and may be . Funding Manager Resume Samples | QwikResume, CUL ES LA DIFERENCIA ENTRE FUNDAMENTACIN Y MOTIVACIN? The Ascent does not cover all offers on the market. I will go out on a limb and assume that most people both eat and manage their money in a similar way as me. Should You Transition Your Vanguard Account? The class period will span 2012 to 2016. By E-Mail: info@wellsfargoerisasettlement.com. endobj I send the data on an annual basis to CCC and they take it from there. Remedial actions taken by company since 2016 This new class of preferred shares was intended to ensure that a holder received dividends equal to the difference between the last dividend paid by the former Wachovia (equivalent to 30 cents per share) and the common stock dividend that was declared in 2001 by the combined company. (AnIndirect Wholly-OwnedSubsidiary of Wells Fargo & Company) Statementof Financial Condition June30, 2021. . Read More, In the final days of summer 2021, Twitter announced it had settled a securities suit first launched in 2016. ", 404 South Wells St., Suite 600, Chicago, IL 60607 - United States. 3. A lot of people. (adsbygoogle = window.adsbygoogle || []).push({}); We currently have no ratings or reviews for this bank location. - TAIPEI. , How long does it take for Wells Fargo to refund money? Each one one-thousandth of a Wells Fargo DEP Share will have a corresponding liquidation preference of $0.01, which is equivalent to the liquidation preference of the Wachovia DEP Shares. View stock price. A list of the top ten all-time SEC Fair Fund settlements delivered $5.1 billion back to investors. Through Shareowner Online or by phone at 1-877-840-0492. c`e`cb@ !( a9}VY [aF1ju+Qz>GKXrEGGCEG#1zP( ! b a@8mcL^LLl/10yU7NX)B#l H3q10E >0O 4 stars equals Excellent. at fair value ($44,248,086pledged as collateral) Property,equipment and leasehold improvements,net. Click to reveal The SEC offered similar language with the fair fund resulting from a settlement with Longfin, a financial technology firm that bought a cryptocurrency company causing Longfin's stock to rise. The Settlement settles and releases all claims asserted in this Action. In case you forget the details, (a lot has happened since September of 2016 when the news broke), here is a brief summary: Wells Fargo tried to increase the number of accounts by cross-selling bank products to their own clients. Copyright, Trademark and Patent Information. The criteria includes the following: You must have purchased or acquired Wells Fargo common stock, traded on the New York Stock Exchange under the trading symbol WFC, during the November 18, 2012 . Our ratings are based on a 5 star scale. Create an alert to follow a developing story, keep current on a competitor, or monitor industry news. The aggregate tax basis in the shares of Wells Fargo common stock that you receive in the merger, including any fractional share interests deemed received and redeemed as described below, will equal your aggregate adjusted tax basis in the Wachovia common stock you surrender. Step-up in tax basis of 10% or up to 15% of deferred gains - A taxpayer who defers gains through a Qualified Opportunity Fund investment receives a 10% step-up in tax basis after five years and an additional 5% step-up after seven years. 1999 - 2023 Wells Fargo. found that Wells Fargo violated Section 10(b) of the Exchange Act and Rule 10b-5 thereunder. Once amounts for expenses associated with administering the Settlement, taxes, tax . Visit the links below, or you can call 1-415-371-2921. Updated Feb 21, 2020, 5:38pm EST. and ordered it to pay a $500 million civil money penalty to the Commission. If you acquired different blocks of Wachovia common shares at different times or at different prices, the Wells Fargo common stock you receive will be allocated pro rata to each block of Wachovia common stock, and the basis and holding period of each block of Wells Fargo common stock you receive will be determined on a block-for-block basis depending on the basis and holding period of the blocks of Wachovia common stock exchanged for such block of Wells Fargo common stock. By Jeff Lubitz, Executive Director, ISS Securities Class Action Services. The CFPB laid out the specific ways Wells Fargo customers were harmed: Save: This credit card has one of the longest 0% intro APR periods around, More: Save while you pay off debt with one of these top-rated balance transfer credit cards.
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